Terms of Use

Last updated and effective: March 17, 2024

Welcome to LHBenefits.com, owned and operated by Local Heritage Benefits LP (“LHB,” “we,” “us,” or “our”). By visiting our website and any affiliated websites owned and operated by LHB (collectively, the “Website”), you are entering into a legal agreement to abide by the terms of use outlined in this Terms of Use Agreement (“Agreement”). This Agreement also applies to your use of any goods, facilities, or services offered through the Website (collectively “Services”), regardless of how they are accessed. By accessing, browsing, or using the Website, you acknowledge that you understand, accept, and agree to be bound by this Agreement, as well as our Privacy Policy, which is incorporated into this Agreement by reference. You agree that, to the fullest extent required by the law of any state, you have been provided with, have received, and are agreeing to all disclosure and consent requirements. Certain Services may include additional terms; by agreeing to proceed with any such Services, you acknowledge that you have read, understand, and agree to be bound by any additional terms displayed or referenced that apply to that Service.

Definitions

For purposes of this Agreement:

- “You” or “your” means the person(s) using the Website and/or the Services, and any person(s) for whom such person(s) are acting as an agent with respect to the Website and/or the Services.

- “LHB,” “us,” or “we” includes [Your Company Name] and all of its affiliates and subsidiaries.

- “Provider(s)” includes, but may not be limited to, the partners, affiliates, or third-party entities offering products and services through the Website or otherwise partnered with LHB to facilitate and allow delivery of the products and services you may request.

- “Qualification Form” refers to your request to be matched with providers of any of the products and services that you may be connected to through the Website.

Changes to the Agreement

LHB reserves the right, at its sole discretion, to change or modify the Website or this Agreement (or any portion thereof) at any time. Such changes and modifications become effective immediately upon posting on the Website. You agree to review this Agreement for any such changes upon your use of the Website and that your continued use of the Website or Services constitutes your acceptance of such changes and modifications.

Age Requirement

The Website is intended for individuals who are at least 18 years of age and are accessing the internet from a physical location within the United States of America. By using or accessing the Website, you acknowledge that you are 18 years of age or older and are accessing the internet from a physical location within the United States of America.

Privacy Policy

The LHB Privacy Policy, hereby incorporated by reference into this Agreement, explains how we collect, protect, share, and use your information as part of our technology platforms, and all of our products and services.

Copyright, Trademark, and Service Mark Notices

All text, graphics, photographs, videos, sound, trademarks, logos, artwork, interfaces, and computer code, including but not limited to the design, coordination, “look and feel” and arrangement of elements contained on the Website (collectively “Content”) is owned or licensed by or to LHB. The Content is protected by trademark, copyright, and patent laws, and other intellectual property rights and unfair competition laws. Except as expressly stated herein, no part of the Website or Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, transmitted or distributed in any way, including the use of framing or mirrors, to any other computer, server, website or other medium for publication or distribution or for any commercial enterprise, without LHB’s prior written permission. Nothing on the Website should be construed as granting any license or right to use any Content.

Disclaimers and Liability

THE WEBSITE, CONTENT, AND SERVICES ARE PROVIDED FOR USE “AS IS” WITHOUT WARRANTY OF ANY KIND. LHB DOES NOT WARRANT THAT THE WEBSITE, CONTENT, OR SERVICES WILL BE ACCURATE, ERROR-FREE, OR UNINTERRUPTED. LHB DOES NOT WARRANT THAT THE WEBSITE, CONTENT, OR SERVICES WILL PROVIDE SPECIFIC RESULTS.

TO THE MAXIMUM EXTENT NOT PROHIBITED BY LAW:

- UNDER NO CIRCUMSTANCES WILL LHB BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF YOUR RELIANCE ON OR USE OF THE WEBSITE, CONTENT, SERVICES, OR OTHER ITEMS LOCATED ON THE WEBSITE.

- LHB DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER STATUTORY, EXPRESS, OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

- ADDITIONALLY, THE INCLUSION OR OFFERING OF ANY PRODUCTS OR SERVICES ON THE WEBSITE DOES NOT CONSTITUTE ANY ENDORSEMENT OR RECOMMENDATION OF SUCH PRODUCTS OR SERVICES BY US. ALL SUCH INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND.

Indemnity

You agree to indemnify, defend, and hold harmless LHB and its officers, directors, shareholders, predecessors, successors-in-interest, licensors, employees, agents, subsidiaries, and affiliates (“LHB Parties”), from and against any and all claims, losses, liabilities, expenses (including attorneys’ fees and costs) and damages arising out of or relating to your use of the Website or Services, your violation of any third-party right or law, or your violation or alleged violation of this Agreement. You must not settle any such claim or matter without the prior written consent of LHB. The LHB Parties reserve the right, at their own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, and you further agree that you will cooperate fully in the defense of any such claims.

Limitations on Damages

LHB'S LIABILITY, IF ANY, SHALL BE LIMITED TO DIRECT AND FORESEEABLE DAMAGES, WHICH SHALL NOT EXCEED THE AMOUNT PROVIDED BELOW. UNDER NO CIRCUMSTANCES SHALL LHB BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, STATUTORY, PUNITIVE, OR EXEMPLARY DAMAGES SUCH AS, BUT NOT LIMITED TO, LOSS OF REVENUE OR ANTICIPATED PROFITS OR LOST BUSINESS, LOSS OF OR DAMAGE TO DATA, OR EMOTIONAL DISTRESS NOTWITHSTANDING ANY OTHER PROVISION OF THIS AGREEMENT, IN NO EVENT SHALL LHB’S TOTAL LIABILITY EXCEED U.S. $100.00. THESE LIMITATIONS AND EXCLUSIONS APPLY EVEN IF THIS REMEDY DOES NOT FULLY COMPENSATE YOU FOR ANY LOSSES OR FAILS OF ITS ESSENTIAL PURPOSE OR IF WE KNEW OR SHOULD HAVE KNOWN ABOUT THE POSSIBILITY OF THE DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THESE LIMITATIONS AND EXCLUSIONS APPLY TO ANY CLAIMS RELATED TO THIS AGREEMENT OR TO THE SERVICES.

Links to Third-Party Websites

The Website may contain links to third-party websites. These links are provided for your convenience only. LHB does not endorse, control, or make any representations regarding the content, products, or services found on these third-party websites. If you access any third-party websites through links on our Website, you do so at your own risk, and you understand that this Agreement and our Privacy Policy do not apply to your use of such sites.

Errors and Delays

LHB is not responsible for any errors or delays in responding to any request or form submitted by you through the Website or for any lost, misdirected, or undelivered requests or forms.

Dispute Resolution

Any disputes arising out of or related to this Agreement or the use of the Website or Services shall be governed by and construed in accordance with the laws of the State of Texas without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Harris County, Texas, for the resolution of any disputes.

Governing Law

This Agreement and your use of the Website shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of laws principles.

Waivers and Limitations

Any waiver by LHB of any provision of this Agreement must be in writing. Failure or delay by LHB to enforce any provision of this Agreement will not constitute a waiver of such provision or any other provision. If any portion of this Agreement is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Miscellaneous Terms

This Agreement constitutes the entire agreement between you and LHB regarding your use of the Website and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and LHB with respect to the Website.

Terms Applicable to Insurance Request Services

By submitting a request through the Website, you acknowledge and agree that LHB may share your information with its partners, affiliates, and Providers to process and respond to your request. LHB does not guarantee that you will be matched with a Provider or that you will be offered the products or services you request.

Additional Terms

Additional terms and conditions may apply to certain Services or your use of specific areas of the Website. These additional terms will be posted in the relevant areas of the Website or otherwise made available to you. By using those Services or areas, you agree to comply with such additional terms.

Terms Applicable to Financial Education Content

The financial education content provided on the Website is for informational purposes only and should not be considered financial, legal, or professional advice. You should consult with a professional for advice specific to your situation.

Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:


- Email: [email protected]

- Phone: (936) 282-5533

- Address: 24900 Pitkin RD Ste 310, Spring, TX 77386